What is Subrogation?
Subrogation is the legal process by which an insurer seeks reimbursement from a third party responsible for a loss that the insurer has already paid to its policyholder. It’s a critical tool for recovering costs and controlling claim expenses.
In subrogation matters, precision, timing, and negotiation skills are essential. Andrew’s unique background in both plaintiff-side and defense-side subrogation cases gives him a distinct advantage in maximizing recoveries and resolving disputes efficiently.
Why Choose Andrew Toubin for Subrogation?
Decades of Experience
Practicing law since 1992, Andrew has focused extensively on subrogation matters throughout his career.
Dual-Sided Insight
Having represented insurers on the plaintiff side while negotiating with defense carriers, he deeply understands both perspectives—and uses this knowledge to find the shortest path to resolution.
Creative Recovery Strategies
Andrew’s creativity and case-specific approaches often lead to settlements that avoid prolonged litigation.
Flexible Service Options
Whether handling individual claims or organizing stacked mediations for multiple recoveries, Andrew offers tailored, cost-effective solutions.
Types of Subrogation Matters Handled
Andrew represents clients in a broad range of subrogation disputes, including:
Auto accident subrogation claims
Property and casualty subrogation
Workers’ compensation subrogation
Product liability-related subrogation
Construction-related property claims
Breach of contract linked to insured losses
Title disputes tied to insurance claims
Stacked Mediations for Subrogation
Andrew offers stacked mediation sessions—an efficient solution for carriers or firms managing multiple small-value subrogation cases with the same opposing party or attorney. Instead of scheduling separate full sessions, stacked mediations allow multiple cases to be handled in one day, with each session starting 2–3 hours apart.
Why stacked mediations work:
Reduce mediation fees across several cases
Keep parties focused with back-to-back sessions
Build momentum from one resolution to the next
Ideal for auto subrogation or credit recovery matters
This format helps both sides save time and cost while maintaining a productive pace. Andrew’s experience and focus make these sessions highly effective and resolution-oriented.
Interested in organizing a stacked mediation day?
Contact Andrew to plan a bundled session that fits your caseload and goals.
Andrew’s Subrogation Approach
Early Assessment
A quick, candid evaluation of recovery prospects and risks.
Strategic Demand
Careful preparation of demand letters and pre-suit negotiations to prompt early settlements.
Litigation Support
When necessary, Andrew initiates or defends litigation proceedings to maximize recovery.
Settlement Creativity
Throughout, he remains focused on opportunities for early resolution to minimize costs and delays.
Customized Subrogations
Customized Fee Structure – Fees are tailored to the complexity and scope of each subrogation case.
- Andrew specializes in Auto Subrogation, Property & Casualty Subrogation, and Workers’ Compensation Recovery.
- As a seasoned subrogation attorney, Andrew utilizes a strategic approach to maximize recoveries for insurance companies while maintaining cost-efficiency.
- Consultation Required – Contact Andrew to discuss your subrogation needs and receive a detailed fee estimate.
Frequently Asked Questions
Subrogation requires faster action and a sharper focus on cost-benefit analysis. It’s about strategic recoveries—not endless court battles.
Yes. Andrew handles subrogation matters throughout the region, offering both in-person and virtual services.
When negotiations fail, Andrew is fully prepared to file suit and pursue the recovery aggressivel through litigation if necessary.
Absolutely. Andrew often handles “stacked mediations” where multiple smaller cases are resolved efficiently in a single day.
Stacked mediations are ideal for subrogation or credit-based claims that don’t require a full-day session.